Mercury Ins.

Office (714) 993-2115
Fax (714) 577-6907






  • Good Driver – The driver must have been continuously licensed to drive a motor vehicle for the proceeding 3 years.  A suspended or revoked driver’s license within the last 3 years will disqualify a driver for the Good Driver discount.  During the previous 3 years, the driver has not had more than 1 violation point count, an at-fault accident which resulted in bodily injury or death, or a two point violation.  The driver will not qualify if convicted of an alcohol or drug related traffic violation within the previous 10 years

  • Multi-Car – discount applied when a policy has 2 or more listed vehicles

  • Multi-Policy – discount applies when the insured has an auto policy along with a Homeowner, Condominium, or Renters policy with the same company.

  • Good Student – discount applies to those drivers who have been licensed less than 8 years and are currently a full-time student and received either a 3.0 GPA or better in the previous semester.

  • Anti-Theft – discount applies to vehicles with an alarm, Lo-Jack, Tele Trac or similar type device.

Group Discounts

  • Engineer – must have a Bachelor’s degree (or higher) or be licensed as an engineer in one of the following engineering fields:

    • Aeronautical, Aerospace, Architectural, Chemical, Civil, Electrical, Gas, Mechanical, Nuclear, Petroleum, Structural

  • Science - must have a Bachelor's degree (or higher) in one of the following physical sciences

    • Astronomy, Biochemistry, Biology, Chemistry, Computer Science, Cybernetics, Geology, Geophysics, Information Systems, Mathematics, Meteorology, Physics, Planetary Systems   

  • Educators – credentialed as a teacher or educational administrator by the State of California Commission on Teacher Credentialing and holds a Clear, Professional Clear, Life, or Preliminary designation or is employed full-time as a college or university teacher or professor.  Temporary or Emergency certificates will qualify only until their expiration.

  • California Medical Association Member

  • Los Angeles County Bar Association Membership

  • Member of the California Society of Certified Public Accountants

  • Mature Driver Discount – discount applies to those listed drivers age 55 or older who have completed a driver improvement course certificate from a DMC certified school and had no at-fault accidents or traffic convictions since completing the course.

Home Discounts

  •  Fire/Burglar Alarm

  • Gated Community – discount applies to those homes completed surrounded by a fence, which is a minimum of six feet high, with all entrances secured by either a 24 hour manned security guard station or a resident card or key lock control.

  • Dog Exclusion – discount applies to those who sign a dog exclusion form stating that the policy shall not apply to the Bodily Injury, Property Damage or any other loss caused by or arising out of the ownership or custody of one or more dogs.  This exclusion applies regardless of the location the incident occurs.

  • High Deductible Credit – this discount increases as your deductible increases.

  • Multi-Policy - discount applies when the insured has a property policy and an auto policy with the same company.